Major good news broke out on the evening of January 21, 2026!
The field of cross-border payments has ushered in exciting development opportunities, and investors holding related concept stocks may want to raise a toast tonight.
Just now, the central bank launched major measures and clearly pointed out at the 2026 Cross-border Payment Work Conference that it will make every effort to accelerate the construction of the RMB Cross-border Payment System (CIPS) around the “15th Five-Year Plan” and the goal of becoming a financial power.
At the same time, the meeting emphasized the need to strictly implement penetrating supervision and functional supervision of payment institutions, adhere to the bottom line while promoting innovation, and safeguard the high-quality development of cross-border payments.
The introduction of this policy has undoubtedly injected a boost into the cross-border payment industry.
As the core infrastructure for RMB internationalization, CIPS has developed rapidly in recent years.
In 2024, the CIPS processing amount will reach 175 trillion yuan, a year-on-year increase of 43%, and its business has covered 186 countries and regions.
Under the east wind of the policy, market analysis quickly identified several major benefit directions, and relevant listed companies have also become the focus of financial attention.
Sifang Jingchuang is deeply involved in the central bank’s digital currency bridge (mBridge) project, and is actively involved in the technical construction of the CIPS system. With its outstanding technical barriers, it occupies an important position in the industry.
As a bank core system supplier, Changliang Technology provides system upgrade services to a number of CIPS directly participating banks, and is very closely tied to the business of these banks.
Yuxin Technology confirmed on the investor interaction platform that the company’s products and businesses participate in the CIPS system and can provide professional access services to commercial banks.
By virtue of its “inter-bank and cross-border RMB electronic settlement” qualification, Beijing North has been deeply involved in the construction of cross-border payment systems of many banks and has established a firm foothold in the segmented field.
Chu Tianlong provides digital RMB hardware wallets for banks, and at the same time actively explores cross-border scenario applications, opening up a differentiated development track.
The continued strengthening of policies and the surge in market demand have significantly accelerated the construction of the CIPS cross-border payment system.
This not only drives the coordinated development of the upstream and downstream of the industrial chain, but also brings broad room for growth to the entire industry.
However, we need to be reminded that there are risks in the stock market and investors need to be cautious when making decisions.
This article only summarizes the market focus and does not constitute any investment advice.
